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“It’s not what you earn that matters
It’s what you save and invest that counts”
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The way to wealth could not have been summed up any better. Wealth is about owning assets. You can retire on wealth not on income. How much wealth should you have? Are you an under achiever in wealth creation compared to your peers? Financial planning answers these questions and helps you to plan and achieve the desired wealth.
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Financial planning is essential to all individuals interested in creating wealth for themselves & their family. Financial Planning in India is at a nascent stage. The Association of Financial Planners
(AFP) India is promoting the concept of Financial Planning in the country. The AFP is part of a global assembly of financial planning associations and has introduced the prestigious and well respected CFP certification in India.
You may have received money from your voluntary retirement scheme, sale of real estate, salary or
pension. Where do you invest it in India? Stocks or bonds? Gold or real estate?
Unit Trust of India or other mutual funds? These questions are easily answered by doing prudent financial planning to suit your specific needs. At
Sardesai Finance we offer affordable financial planning for Indian clientele.
What
Is Financial Planning?
To achieve your goals in life one has to manage finances properly. These goals include buying a house, saving for your child's education, your daughter's marriage, buying a car and eventually planning for retirement. The process and various steps that lead to the proper management of finances is called financial planning.
Who
Is A Financial Planner?
A financial planner is someone who takes an overall view of your financial
situation, your commitments and your family responsibilities and evolves the appropriate financial recommendations for you. He has intimate knowledge of various financial instruments & tools that are available to achieve
this. The Financial planner will consider all your needs to evolve an appropriate budget, plan taxes, generate savings, recommend investments & insurance to cater for all eventualities. This overall view of all your commitments and goals sets the planner apart from other financial advisors like Chartered Accountants, Stock Brokers etc. These other financial advisors are usually trained to focus only on a particular area of your financial life and are often driven by brokerage or commission paid to them by third parties.
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