• Defining Client requirements. 
  We understand your financial requirements and explain the various facets of financials services that are available. Thereafter, we identify areas where you require assistance and areas that you can look after on your own. We then decide on the fee structure along with a tentative duration for the professional relationship.
• Identifying client's goals and time horizon.
  When a doctor is consulted, he usually begins by compiling a complete medical history. Similarly a financial planner requires information about your financial situation. Together with the client we define his or her personal & financial goals. We then work out and explain the various financial responsibilities and the time frame for the results.
• Analyzing the clients current financial situation.
  Any financial situation has many aspects like assets, income, loans, insurance, taxes, business interests, inheritances, wills etc. These have to be carefully scrutinized by a trained professional who has a full and complete assessment of your current financial situation. This scrutiny is done to determine the actions required to meet your goals. These could include analyzing your assets & liabilities, cash flows, incomes, savings, tax planning & budgeting, investments, retirement planning or tax strategy for the family.
• Identify weaknesses and recommend improvements.
  Once the data is analyzed, we identify areas that need particular attention. Based on this we make financial planning recommendations to address your goals and devise a strategy that will overcome weaknesses and lay a strong foundation for the financial management of your affairs. After you have studied these recommendations we will note your concerns to revise and finalize the recommendations.
• Implementation.
  Any plan is worthless unless it is well implemented. If you desire, we will carry out the implementation of the finalized plan for you or serve as your guide. This includes co-ordinating the whole process between you, your accountant, solicitor, stockbroker, portfolio manager and real estate agent.
• Monitoring and Review.
  Once the plan has been implemented, it requires a periodic review. This is imperative to adjust the plan to the changing situation in one's life, financial situation and income levels. This monitoring can be done either by you or on your behalf by your financial planner. In the latter case, a periodic report on your current situation will be sent to you for your information and directions for modification, if any.

We have the following options for you:

1. Basic Plan: Click here for contents of Basic Plan

2. Comprehensive Plan: Click here for contents of Comprehensive Plan

3. Financial Consultancy: If you have any specific queries regarding any one or more aspect of your financial health or just require a professional opinion while doing your own financial planning, we are here to guide you on the road to financial freedom.

Fee structure:
To know the fee structure for the above options, please send us an email at chief.planner@sardesai.com.